Optional Benefits

PlanDirect’s coverage plans offer you flexibility by providing different levels of healthcare coverage. You can further tailor your coverage to suit your needs with our optional benefits*, designed to help you build the PlanDirect plan that is best for you.

For more information about PlanDirect plans and optional benefits, contact your financial security advisor. If you don’t have one, contact us and we’ll help you find an advisor in your area.

Adding Optional Benefits

Find out more about eligibility, how to apply and the cost for optional benefits.

Emergency Travel Medical Benefit

You could be faced with potentially high medical care costs if you have a medical emergency while travelling outside Canada. The Emergency Travel Medical Benefit can help protect you against these costs, and offers you the convenience of having one less arrangement to make each time you travel.

Accidental Death, Dismemberment and Specific Loss Benefit

The Accidental Death, Dismemberment and Specific Loss benefit provides you with added financial security if you or your dependants are faced with death or injury due to an accident. You can select the level of coverage you feel you need for added security.

Hospital Cash Benefit

If you’re faced with an extended hospital stay, the Hospital Cash Benefit can help make your stay as comfortable as possible. You can use the cash payment to offset costs such as a television in your room, parking, cafeteria costs, babysitting expenses for your family, or whatever you wish.

Major Dental Services and Supplies Benefit

If you choose Advantage or Comprehensive Plan coverage, you are covered for routine dental services and supplies. These routine services, however, may not meet all your needs. You can add the Major Dental Services and Supplies Benefit to your Advantage or Comprehensive Plan coverage at the time you purchase your PlanDirect plan, if you had similar prior coverage.

Enhanced Prescription Drug Benefit

The Enhanced Prescription Drug Benefit can help alleviate the worry of affording costly prescribed medications for an unexpected serious medical condition. You will be covered in addition to any drug coverage provided under your chosen PlanDirect plan.

*The information on this site provides a brief description of some of the optional coverage features available with a PlanDirect contract. It is not a contract. Actual terms and conditions are set out in the policy we issue when the application is approved. The policy contains important definitions and information concerning terms, conditions, limitations, exceptions and exclusions. Read it carefully.